
PROTECTING YOU AND YOUR HOUSEHOLD
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HOURS & LOCATION
Location
Hours
Monday - Friday
8:00 am to 6.00 pm
Saturday by Appointment
LIFE INSURANCE
Life insurance is a crucial step in planning for your future and the future of your loved ones.
MOTOR INSURANCE
We provide motor vehicle insurance on both private and commercial vehicles
as well as motor cycles.
HOME INSURANCE
A basic
Tomorrow Homeowners Insurance Policy will cover the following:



CONTRACTOR’S ALL RISKS
This cover is given for our clients in the construction industry. It covers the
“Contract Works” undertaken by a contractor against any unforeseen
accidental physical loss or damage. Interests covered include but are not
limited to the total contract value including costs of all materials and
all-temporary and permanent works. In addition; the principal’s existing
property, contractor’s plant, equipment and machinery at the project site,
reasonable costs for removing debris, loss or damage to third parties arising
from the execution of the project can also be covered.
WIBA
For our casual workers in the construction industry, a tailor made cover is
given for them.
This policy covers the employees of the Insured whilst on duty and engaged in
the execution of the Insured’s business &/or any project undertaken by the
Insured, against accidental bodily injury, disablement or death.
Compensation is payable in accordance with the provisions of the WIBA Act
2007. The maximum benefit is set at 96 months’ salary.
The WIBA plus policy cover in addition to the above also extends coverage to
24 hours.
GOODS IN TRANSIT
This policy will indemnify the insured against the loss of or damage to the
property insured arising from fire as well as from allied perils such as
earthquake, explosion, Riot and strike, malicious damage, Special perils A-H
etc.
MEDICAL INSURANCE
We offer medical insurance for individuals and corporates. The cover is taken
out to cover the cost of medical care.
High quality health care is not available to millions of Kenyans who do not
have health insurance or whose substandard plans provide minimum coverage.
This is why we ensure affordable care for all. Affordable health insurance has
to make health care affordable.
AGRICULTURAL INSURANCE
Area Yield Index Crop Insurance
This is a multi-peril micro-insurance product rolled out together with the Government
of Kenya and other insurers. It covers smallholder maize and wheat farmers against
poor yields due to poor weather and natural catastrophes.
Index-based Weather Insurance
This cover compensates farmers for crop damage as a result of deficit or excesses in
weather conditions such as temperature, sunlight, wind speed or rainfall resulting in
losses during the length of the crop growth cycle up to physiological maturity.
Livestock Insurance
This compensates livestock keepers upon accidental death of their domesticated animal
of economic value through accidents, illness, or complications while giving birth.
Farmers are also compensated for the theft of their animals.
TRAVEL INSURANCE
People hate the idea of losing. Any loss, even a small one, is just so terrible
to contemplate that they compensate by buying insurance such as travel
insurance.
Whether you are headed for business trip or a trip of a lifetime, go with a
peace of mind thanks to the Globetrotter policy.
Designed for any traveler anywhere in the world and provides 24-hour cover
on anything from medical expenses and assistance, travel delay or flight
cancellation, hospital allowance, personal accident, loss of passport, total
loss of baggage that has been checked in by an international airline, loss of
money, personal civil liability and hijacking.
PUBLIC LIABILITY
This cover is given to protect against injury in a public place
The Public Liability protects an insured person or organization against their
legal liability to members of the public (third parties) arising from;
i) Death or bodily injury to third parties
ii) Loss of or damage to third party property
Arising out of and in the course of the insured’s normal business within the
premises or a defined geographical location. The policy will also cover the
costs of defending any suit brought against the insured (defence costs), in
addition to any award that may be made against the insured by a court of
law.
PROFESSIONAL INDEMNITY
We cover professionals against any claim that may arise out of their
professional work. The cover includes professional errors and omissions and or
negligence.
This cover pays for litigation costs and any settlements awarded.
It may be extended to include loss of documents and dishonesty by
employees.
This cover is required by law for lawyers and doctors (medical malpractice).
